One App. All Your Finances.
Payments, Bills, Investments & Rewards. Everything you need to manage your money, all in one place.
Message from
Our Chairman
As a seasoned expert in the financial sector and international trade, our founder, Mr. Sachin Katarnawre, recognized the critical need for bespoke international finance and business management solutions in today's rapidly evolving global marketplace.
With a proven track record of 20+ years of excellence, our dedicated team has successfully navigated the intricacies of global markets, helping businesses overcome challenges and seize opportunities in international trade, finance, and business expansion.
At United Trade Exchange, we are committed to empowering your business with cutting-edge solutions, strategic insights, and unwavering support to achieve sustainable growth and success on the global stage.
Mr. Sachin Katarnawre
Founder & Chairman
12
Services Integrated
UPI, Bills, Investments & More
5M
Daily Transactions
All Secure & Instant
2M
Active Users
Growing Daily
Services
One Platform. Endless Possibilities.
UTE removes the complexity of managing multiple financial apps by integrating daily finance, lifestyle, and growth tools into one secure ecosystem.
Designed for habit-driven usage, rewards, and long-term financial empowerment. Every transaction is secured, every reward is instant.
Everything you need
A complete platform to manage your financial life from A to Z, all in one powerful app.
Instant UPI Payments
Secure, real-time payments via UPI, QR codes, bank linking, and mobile numbers.
Bills & Utilities
Mobile, DTH, electricity, gas, water, FASTag, and insurance premiums in one place.
Wealth & Investments
Digital gold, mutual funds, and financial health tracking inside the app.
Transaction Activity
Active Users
84,720
Transactions Today
342,050
Transactions Today
Top Services
Rewards
Earn Real Rewards On Every Transaction
Every transaction earns you rewards. Manage all your cards, wallets, and payments from a single intuitive interface with bank-grade security.
No hidden charges. No minimum balance. Pure value creation on every action you take.
Ready to Unify Your Financial Life?
Stop juggling multiple apps. Join millions of Indians managing all their finances, payments, bills, and investments in one unified platform with instant rewards.
Secure • Lightning-Fast Transactions • Real Rewards • 24/7 Support
Rewards Summary
This Month
$0
+12.5%
UPI Payments
2M+
Active Users
12+
Services Integrated
5M+
Daily Transactions
Features
Fast, Secure, and Rewarding Payments
UPI-first checkout experience with unified payment gateway. Instant settlements and automated rewards.
Instant UPI Payments
Smart Tiffin Payments
Bills & Utilities
Wealth & Investments
Education & Loans
Instant UPI Payments
Smart Tiffin Payments
Bills & Utilities
Wealth & Investments
Education & Loans
Instant UPI Payments
Smart Tiffin Payments
Bills & Utilities
Wealth & Investments
Education & Loans
Trusted by millions across India
“UTE has simplified my entire payment workflow. One app for everything - bills, salaries, investments!”
Priya Sharma
Business Owner, Mumbai
“The education loan EMI management is seamless. Plus I earn rewards on every payment!”
Rahul Mehta
Student, Pune
“Smart Tiffin payments and bill management in one place. UTE makes my daily life so much easier!”
Anita Desai
Homemaker, Delhi
“UTE has simplified my entire payment workflow. One app for everything - bills, salaries, investments!”
Priya Sharma
Business Owner, Mumbai
“The education loan EMI management is seamless. Plus I earn rewards on every payment!”
Rahul Mehta
Student, Pune
“Smart Tiffin payments and bill management in one place. UTE makes my daily life so much easier!”
Anita Desai
Homemaker, Delhi
“UTE has simplified my entire payment workflow. One app for everything - bills, salaries, investments!”
Priya Sharma
Business Owner, Mumbai
“The education loan EMI management is seamless. Plus I earn rewards on every payment!”
Rahul Mehta
Student, Pune
“Smart Tiffin payments and bill management in one place. UTE makes my daily life so much easier!”
Anita Desai
Homemaker, Delhi
“Best mobile app I've used. The rewards system actually pays back! Highly recommend.”
Vikram Singh
Freelancer, Bangalore
“From UPI to investments, everything is instant. The security gives me peace of mind.”
Neha Patel
IT Professional, Hyderabad
“My merchants love the instant settlements. UTE has transformed how we handle payments.”
Amit Joshi
Restaurant Owner, Jaipur
“Best mobile app I've used. The rewards system actually pays back! Highly recommend.”
Vikram Singh
Freelancer, Bangalore
“From UPI to investments, everything is instant. The security gives me peace of mind.”
Neha Patel
IT Professional, Hyderabad
“My merchants love the instant settlements. UTE has transformed how we handle payments.”
Amit Joshi
Restaurant Owner, Jaipur
“Best mobile app I've used. The rewards system actually pays back! Highly recommend.”
Vikram Singh
Freelancer, Bangalore
“From UPI to investments, everything is instant. The security gives me peace of mind.”
Neha Patel
IT Professional, Hyderabad
“My merchants love the instant settlements. UTE has transformed how we handle payments.”
Amit Joshi
Restaurant Owner, Jaipur
FAQ
Frequently asked questions
Everything you need to know about United Trade Exchange. Have a question not listed? Contact our support.